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Page title: OceansEdge FinTech

<!doctype html>
<html lang="en">
<head>
  <meta charset="utf-8" />
  <meta name="viewport" content="width=device-width, initial-scale=1" />
  <title>OceansEdge FinTech</title>
  <meta name="description" content="Smart bookkeeping, billing, and technology solutions." />
  <link rel="stylesheet" href="styles.css" />
  <link rel="icon" href="assets/logo.png" />
</head>
<body>
  <header class="header">
    <div class="container logo-row">
      <div class="brand">
        <img src="assets/logo.png" alt="OceansEdge FinTech logo" />
        <span>OceansEdge FinTech</span>
      </div>
      <nav>
        <a href="#about">About</a>
        <a href="#services">Services</a>
        <a href="#contact">Contact</a>
      </nav>
    </div>
  </header>

  <section class="hero">
    <div class="container">
      <h1>Simplifying Your Business’s Finances</h1>
      <p>Smart bookkeeping, billing, and technology solutions tailored for your organization.</p>
      <a class="cta" href="#contact">Schedule a Consultation</a>
    </div>
  </section>

  <section id="about" class="section alt">
    <div class="container">
      <h2 class="h2">Why OceansEdge?</h2>
      <div class="values">
        <div class="value">Resilient</div>
        <div class="value">Reliable</div>
        <div class="value">Enterprising</div>
        <div class="value">Trusted</div>
      </div>
      <p class="small" style="text-align:center;margin-top:18px;max-width:800px;margin-left:auto;margin-right:auto">
        Founded by <strong>David L. Schultz</strong>, OceansEdge FinTech brings clear, modern solutions to bookkeeping, billing, and technology consulting.
        With roots in Cape May and a focus on HOAs, small businesses, and nonprofits, we deliver peace of mind through clarity and automation.
      </p>
    </div>
  </section>

  <section id="services" class="section">
    <div class="container">
      <h2 class="h2">What We Offer</h2>
      <div class="grid cols-3">
        <div class="card"><strong>Virtual Bookkeeping</strong><br/><span class="small">Accurate, timely books with monthly close support.</span></div>
        <div class="card"><strong>Billing & Collections</strong><br/><span class="small">Automated invoicing and efficient collections workflow.</span></div>
        <div class="card"><strong>Accounts Payable & Reconciliation</strong><br/><span class="small">Approval workflows and on-time vendor payments.</span></div>
        <div class="card"><strong>Budgeting & Forecasting</strong><br/><span class="small">Cash flow modeling and scenario planning.</span></div>
        <div class="card"><strong>QuickBooks Integration</strong><br/><span class="small">Data migration, integrations, and best-practice setup.</span></div>
        <div class="card"><strong>Technology Consulting</strong><br/><span class="small">Process automation and reporting dashboards.</span></div>
      </div>
    </div>
  </section>

  <section id="contact" class="section alt">
    <div class="container contact">
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        <textarea id="message" name="message" rows="5"></textarea>
        <div style="margin-top:14px">
          <button type="submit">Submit</button>
        </div>
      </form>
      <p class="small" style="text-align:center;margin-top:14px">
        Or reach out directly: <strong>609-457-4750</strong> · <strong>dschultz@oceansedgefintech.com</strong>
      </p>
    </div>
  </section>

  <footer>
    <div class="container">
      <div>© 2025 OceansEdge FinTech, LLC. All rights reserved.</div>
      <div style="margin-top:6px">Resilient · Reliable · Enterprising · Trus

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